Your UK Mortgage Partner Abroad
Specialist Solutions for Non-Residents and Overseas Investors
Invest in the UK with Confidence
The UK remains one of the world’s most attractive destinations for property investment, offering long-term stability, a transparent legal framework, and a strong currency that consistently performs well against global counterparts. Despite market fluctuations elsewhere, the British pound has shown resilience, and UK property continues to deliver competitive returns, especially in key cities and growth areas. For non-residents and overseas investors—including UK nationals living abroad—the UK banking sector remains one of the most secure and well-regulated globally, with a surprising appetite for financing foreign buyers.
Contrary to common belief, many lenders are actively supporting overseas investment, particularly when guided by experienced brokers who understand the nuances of non-resident lending. Whether you’re looking to acquire residential property, secure a buy-to-let investment, or finance a commercial or development project, we at Approvable have the specialist knowledge and direct access to a wide panel of lenders. We’re here to make your investment journey smooth, strategic, and successful.
FAQs
Can overseas companies buy property in the UK with a mortgage?
Absolutely. We help international companies and foreign nationals secure finance for UK property investments, whether it’s commercial space or rental units.
Can non-residents and expats get a mortgage in the UK?
Yes! At Approvable, we specialise in helping overseas individuals and companies secure UK mortgages for residential, commercial, and buy-to-let properties. Whether you’re abroad or recently moved, we’re here to guide you through the process.
Have questions? Email us at contact@approvable.co.uk
What are the requirements for non-residents applying for a UK mortgage?
While criteria vary by lender, you’ll usually need:
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Valid passport and proof of address abroad
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Proof of income or employment. Up to six months of income statements or payment proof is realistic.
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Bank statements (UK or international)
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A deposit (typically 25%-35%)
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Document proof for source of funds:
We simplify the process and help you gather exactly what’s needed.
Do I need a UK bank account or visa to get a mortgage?
Not necessarily. While having a UK bank account can help, it’s not always required. A visa is only relevant if you plan to live in the property. For buy-to-let or commercial mortgages, your residency status matters less.
What types of properties can non-residents purchase with a mortgage?
As a non-resident, you can finance:
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Residential properties (for future relocation or family)
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Buy-to-let properties (for investment income)
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Commercial properties (for business or rental use)
We match you with the right lenders based on your goals.
Ready to explore options? Email contact@approvable.co.uk
How long does it take to get a mortgage as a non-resident?
It depends on your circumstances and paperwork readiness, but the average time is 4 to 8 weeks. We handle the process from start to finish, keeping everything clear and on track.
Let’s get started – reach us now at contact@approvable.co.uk
Your Investment Edge
Who We Help
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UK nationals living abroad
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Foreign nationals with no UK ties
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Overseas investors (individuals or companies)
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First-time buyers vs seasoned investors
- Charities
How It Works
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Initial consultation (email or call)
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Document gathering & eligibility check
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Mortgage matching with lenders
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Application & approval support
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Ongoing advice post-completion
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